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Internal rate return (irr)calculation private money discounted notes, loans. The assets don’t perform (that bring any return) called Non Performing loans .
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BREAKING Down - Npa Banks usually categorize as nonperforming after 90 days nonpayment interest or principal, which can occur as june 2016, amount gross (npas) public private sector around rs. 6 lakh crore.
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A Non-Performing-Loan (NPL) anywhere outside China is a pretty uninteresting class asset . There no precise universal definition, but an Npl an non-performing overdue full collection principal uncertain.